Insurance is one of the most important financial topics in today's complex world. Everyone needs insurance. If you own anything that cannot be easily replaced, having economic value, it should be insured. Failure to have sufficient insurance coverage is the quickest and easiest way to lose financial freedom.

• Term: Pure Risk cover without returns, low premium high risk


• Endowment: Returns at specified period + Risk cover


• Whole Life Plans: Lifelong risk coverage


• Moneyback: Returns at regular intervals + Risk cover


• Joint Life: Returns at specified period + Risk cover for Husband & Wife / Partners of Partnership firm under single policy contract


• Children's Policies: Education, Higher Education / Marriage / Future Provision in case of death, disablement of parents, guardian / Returns at regular intervals


• Retirement: Lifelong Pension after certain years / Immediate Pension


• Special Plans: Unit Linked Insurance Plans / Plans with Guaranteed Additions / Hospitalization, Critical illness Cover, Disability Cover / Risk + returns for life / Cover for short duration / Limited payment plans


• Pension & Group Gratuity: Employer - Employee Insurance / Pension / Gratuity / Leave Encashment / Employee Deposit Linked Insurance / Risk Cover